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INDIVIDUAL DENTAL PPO PLAN | VIEW RATES | ||
| Individual Dental PPO Plan (7874) from BC Life & Health Insurance Company | |||
Benefit |
At a Participating Dentist the plan pays |
At a Non-Participating Dentist the plan pays |
|
Annual Maximum Benefit per calendar year |
$1,000/member
(benefits paid after the deductible and applicable waiting periods are met) |
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Annual Deductible per calendar year |
$50/person (3-member maximum) |
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| Preventive and Diagnostic Care: coverage begins upon approval of your application | |||
Initial oral exam |
100% |
$25 |
|
Periodic oral exam limited to two per member per year |
100% |
$18 |
|
Emergency oral exam |
100% |
$28 |
|
Bitewing x-rays - single film |
100% |
$16¹ |
|
Bitewing x-rays - two films |
100% |
$18¹ |
|
Full mouth x-rays limited to one set every 3 years |
100% |
$60 |
|
Routine cleaning - adult limited to two per adult per year |
100% |
$39 |
|
Routine cleaning - child limited to two per child per year |
100% |
$30 |
|
Cleaning with fluoride limited to two per child per year |
100% |
$35 |
|
Topical fluoride only limited to two per child per year |
100% |
$14 |
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| Basic Dental Care: coverage begins after the policy has been in effect for three continuous months. | |||
Benefit |
At a Participating Dentist or Non-Participating Dentist the plan pays |
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Filling - one surface, primary |
$38 |
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Filling - one surface, permanent |
$42 |
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Extraction - single tooth (simple) |
$49 |
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Extraction - each additional tooth (simple) |
$46 |
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Surgical extraction |
$84 |
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Removal of impacted tooth soft tissue/partal bony/complete bony |
$111/$148/$180 |
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| Basic Dental Care: coverage begins after the policy has been in effect for three continuous months. | |||
Benefit |
At a Participating Dentist or Non-Participating Dentist the plan pays |
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Scaling/root planing - per quadrant |
$48 |
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Gingivectomy - per tooth/per quadrant |
$40/$145 |
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Osseus surgery - per quadrant paid at $62 per tooth to a maximum of $277/quadrant |
$277 |
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Root canal - one canal |
$154 |
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Root canal - three canals |
$242 |
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Crown (except stainless steel) |
$264 |
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Stainless steel crown |
$57 |
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Pontic |
$264 |
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Post and core - in addition to crown |
$75 |
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Partial denture (upper or lower) |
$308 |
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Amounts listed are what the plan pays. The plan pays either the specified amount, or the actual aomunt charged your dentist, whichever is lower. You pay any charges in excess of the astated benefit.
1.Total benefit for single and bitewing x-rays not to exceed cost of full mouth - $60 at non-participating dentists. |